discretionary spending
n.L2 進階重點C1
非必要支出；支付必要費用後可自行決定的花費
英文釋義 money spent on non-essential items and activities after necessary costs are covered
雅思詞彙
2,400 個單字與片語 · 21 個主題
詞彙（90）
cut back on spending
v. · B2 · L2減少支出；削減開銷
debt
n. · B1 · L1money owed by a person, organisation or government
債務；積欠他人的款項
discount
n. · B1 · L1a reduction in a consumer price
折扣；減價金額
discretionary spending
n. · C1 · L2非必要支出；支付必要費用後可自行決定的花費
disposable income
n. · B2 · L1可支配所得；扣除直接稅後，可用於消費或儲蓄的收入
emergency fund
n. · B2 · L1緊急預備金；應急儲備金
essential spending
n. · B2 · L2必要支出；滿足基本需求或不可避免義務的費用
ethical consumption
n. · B2 · L2倫理消費；考量社會、環境或道德影響的消費方式
financial cushion
n. · B2 · L2財務緩衝資金；經濟備用金
financial hardship
n. · B2 · L2經濟困難；難以負擔基本開銷的困境
financial literacy
n. · B2 · L1金融素養；理解及管理個人財務的知識與能力
financial security
n. · B2 · L2經濟保障；財務穩定及抵禦風險的能力
financially stretched
adj. · B2 · L2經濟拮据的；資金有限而難以支付開銷的
get into debt
v. · B2 · L1負債；陷入債務困境
household budget
n. · B1 · L1家庭預算；家庭預計如何運用收入的計畫
household debt
n. · B2 · L2家庭債務；家戶部門所欠的債務
household expenditure
n. · B2 · L1家庭支出；住戶在特定期間的總花費
impulse buying
n. · B2 · L1衝動購物；未經規劃或仔細思考就突然購買
influence purchasing decisions
v. · B2 · L1影響購買決策
interest rate
n. · B2 · L1利率；借款成本或儲蓄收益所占的百分比
interest-bearing account
n. · C1 · L3計息帳戶；能產生利息的帳戶
living expenses
n. · B1 · L1生活開銷；住宅、食物、交通與水電等日常必要費用
loan
n. · B1 · L1money lent with an agreement that it will be repaid
貸款；借款
luxury consumption
n. · C1 · L3奢侈品消費；高價非必需品的消費
make ends meet
v. · B2 · L2勉強維持生計；讓收入剛好足以支付必要生活費
mass consumption
n. · B2 · L2大眾消費；普及於大量人口的消費
material possession
n. · B2 · L1物質財產；個人擁有的有形物品
materialism
n. · B2 · L1物質主義；過度看重金錢和物質占有的觀念
materialistic
adj. · B2 · L1物質至上的；過分看重金錢和物品的
measure success by wealth
v. · B2 · L2以財富衡量成功