financial literacy
n.L1 核心B2
金融素养；理解并管理个人财务的知识与能力
英文释义 the knowledge and skills needed to make informed decisions about earning, spending, saving and borrowing money
雅思词汇
2,400 个单词与短语 · 21 个主题
词汇（90）
cut back on spending
v. · B2 · L2削减开支；减少消费
debt
n. · B1 · L1money owed by a person, organisation or government
债务；欠款
discount
n. · B1 · L1a reduction in a consumer price
折扣；减价金额
discretionary spending
n. · C1 · L2可自由支配支出；非必要开支
disposable income
n. · B2 · L1可支配收入；扣除直接税后可用于消费或储蓄的收入
emergency fund
n. · B2 · L1应急备用金；紧急储备金
essential spending
n. · B2 · L2必要支出；基本生活开支
ethical consumption
n. · B2 · L2伦理消费；考虑社会、环境或道德影响的消费方式
financial cushion
n. · B2 · L2财务缓冲资金；经济备用金
financial hardship
n. · B2 · L2经济困难；无力承担基本开支的困境
financial literacy
n. · B2 · L1金融素养；理解并管理个人财务的知识与能力
financial security
n. · B2 · L2经济保障；财务稳定与抗风险能力
financially stretched
adj. · B2 · L2经济拮据的；收支压力很大的
get into debt
v. · B2 · L1负债；陷入债务困境
household budget
n. · B1 · L1家庭预算；家庭收支计划
household debt
n. · B2 · L2家庭债务；住户部门所欠债务
household expenditure
n. · B2 · L1家庭支出；住户消费支出
impulse buying
n. · B2 · L1冲动购物；冲动消费
influence purchasing decisions
v. · B2 · L1影响购买决策
interest rate
n. · B2 · L1利率；借款成本或储蓄收益所占的百分比
interest-bearing account
n. · C1 · L3计息账户；能产生利息的账户
living expenses
n. · B1 · L1生活开支；日常生活费用
loan
n. · B1 · L1money lent with an agreement that it will be repaid
贷款；借款
luxury consumption
n. · C1 · L3奢侈品消费；高价非必需品消费
make ends meet
v. · B2 · L2使收支相抵；勉强维持生计
mass consumption
n. · B2 · L2大众消费；大规模普遍消费
material possession
n. · B2 · L1物质财产；个人拥有的有形物品
materialism
n. · B2 · L1物质主义；过度看重金钱和物质占有的观念
materialistic
adj. · B2 · L1物质至上的；过分看重金钱和物品的
measure success by wealth
v. · B2 · L2以财富衡量成功